Eastern Promise
Gunboat Commerce
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Posted - 2010.01.25 08:14:00 -
[1]
Hello everyone,
I'm fairly new to both MD and the "less pew-pew" side of Eve. In an attempt to fund my space violence, approximately 3 months ago I took an unoccupied alt, Cuppa Coffee, gave her some ISK to play with, and rapidly found myself enjoying the commercial side of Eve as much as the one to which I was more used.
In short, I would like to ask a few questions regarding the possibility of future funding. I apologise in advance for any brutal treatment I give words like "bond" and "collateral", my knowledge of financial jargon is fairly limited!
Firstly, it is by no means certain that I will need this funding. The majority of the people I associate with in Eve are the spendy types who often have limited ISK, but there is at least one person I may be able to call upon for the money, which would be a sum of 1 billion ISK.
The business would be inter-regional trade, hisec only. I have already begun doing this, and have made a reasonable profit, fairly quickly. A loan would allow me to expand my business more quickly by allowing me to purchase a freighter. The billion ISK I ask for would cover the cost of the freighter, the freighter skillbook, and possibly insurance, without reducing my capital.
I consider this a fairly safe investment, but I have a few questions:
- Firstly, would anyone be interested in this? What sort of interest rate would be expected? (I can see the time rate as lasting 1-2 months)
- What sort of security would this bond require?
- I occasionally make use of the corporate wallet to funnel ISK where it is needed, and also send and receive ISK throughout the 5 or so characters I actively use. Will this be a problem for an auditor, should one be required?
I would like to reiterate that this is a discussion regarding a future loan; the soonest that I could possibly launch this bond would be at the beginning of March, to allow for my two RL business trips during February, and to get my freighter pilot ready SP-wise.
If you have any input, comments, or criticism, please reply.
Best,
Eastern
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